Interpolation and templating

Question

I am trying to verify my understanding string interpolation and string templating.

Is it correct to say that the two Java code snippets are examples of templating?

public class Person {
  //showing only relevant code
  public String toString() {
    return "Name: " + name + " salary: " + salary + " address: " + address;
  }
}

public String toString() {
  return String.format("name: %s salary: %d address: %s", name, salary, address);
}

and this Groovy snippet is an example of string interpolation:

public class Person {
  def name
  def salary
  def address

  //showing only relevant parts of the code
  public String toString() {
    return """name: ${name} salary: ${salary} address: ${address}"""
  }
}

Would it be correct to say that Java and Python support templating but not interpolation, but Groovy does support interpolation.