Your best bet here is to dig into the actual JavaScript instead of relying on the helpers. The helpers can only get you so far. What you want is something along these lines:
<script type="text/javascript">
new Form.EventObserver('user_filter_form', function(element, value){
fix_fields();
new Ajax.Request("/YOUR_CONTROLLER/process");
}
</script>
However, if you really want to rely on the Rails helpers you can do something like:
<%= observe_form 'user_filter_form', :function => "fix_fields(); #{remote_function(:url => { :action => :process })}" %>