I'm working my way through Fowler's Analysis Patterns and programming examples for myself in Clojure as way of developing a better understanding of both.
Putting persistence/durability issues to the side for the moment[1], it seems that Clojure refs with their synchronization would be the obviously best approach.
On the other hand, given Posting Rules that are triggered by entries into the account, producing more transactions in yet more accounts, perhaps agents, and their asynchronous updates would be better. At this point it looks like I might have to try a bit of both. Anybody have any suggestions on this particular design decision?
[1] I'm assuming if I can get the functionality and concepts working nicely, I'll be able to map everything into a sensible DB schema later.