You can use .length, like this:
var email = $('#uemail:checked').length,
fax = $('#ufax:checked').length,
sms = $('#usms:checked').length;
.length is the length of the array of matched elements...if it's not checked, it's 0. And since .length == 0 serves for .length == false in JavaScript you can do the short version above. If you need a true/false, then just do .length != 0 instead :)
Or, another alternative that produces booleans, just use the DOM .checked property:
var email = $('#uemail')[0].checked,
fax = $('#ufax')[0].checked,
sms = $('#usms')[0].checked;
Or, no jQuery at all just use getElementById():
var email = document.getElementById('uemail').checked,
fax = document.getElementById('ufax').checked,
sms = document.getElementById('usms').checked;