I am developing a project in cakephp. And the requirement is to integrate all types of payment getway for donet. I dont know how to integrate credit card like master card, visa, american express etc. into my project in cakephp format.
Please help me. I am very grateful to you.
CakePHP is a programming framework not a banking service.
If you need to do financial transactions, you will need to contact service providers that do this. Major banks mostly provide credit card transactions as a service. They have their own APIs and workflows, mostly something RESTlike.
See for yourself on PayPal for example:
https://merchant.paypal.com/cgi-bin/marketingweb?cmd=_render-content&content_ID=merchant/home
https://www.paypal.com/hu/cgi-bin/webscr?cmd=_merchant-outside
Cake will be a good friend implementing it, though.
Depending on which country you are conducting business in, there may be regulations to adhere to. These usually revolve around confidentiality and security, i.e. card data. It is far easier to use third party gateways or the APIs provided by banks through their merchant accounts as you transfer the responsibility for that data to them. PayPal is the obvious one - and there are other similar payment mechanisms, but it isn't an ideal solution in every situation.
If transactions need to go straight into a business account, discuss it with your bank. Most banks have their own or a franchised solution.
We build shops with ZenCart and use SagePay as a payment solution, but I doubt it would be available outside of the UK.
Money being money, it makes money every time it is moved and a lot of people want a piece of that. As a result there are a plethora of options to choose from.
If it was a personal / non-business site, I'd use PayPal for ease. What I wouldn't do is try to build my own gateway.
Don't forget, Cake is just PHP and as such is as easy to deal with as any other PHP website. Choose your gateway provider, study its API and everything will become clear.
Dear leo, thanks for your advice. I want to know about a international credit card payment getway so that anybody from any where can pay through his/her visa, master or american express card as well as paypal. I have to develop a site where persons pay for donate for the poor.