There is no difference in most databases between insert and append. Doing an actual physical insert would mean actually moving all data, starting with the place the new row would be inserted, down the size of one row, and then writing that new row in the newly open spot. This would be very slow because of all of the disk activity.
Databases instead do an append, which writes the data to the end of the physical file, and the index order controls the way the row appears to be positioned in the correct place in the file.
So for most intents and purposes, you're probably already getting an append instead of an insert, regardless of which method you use or what the button on the DBNavigator says. It's the index that makes it appear otherwise.
You can check that for validity by creating a database without an index, and try doing both an insert and an append a few times, examining the data carefully after every operation.