If you're worried about templates and tags in terms of implementing your own sites design to the blogging system, there are many tools to fit that too!
On WordPress there is a wealth of documentation on how to implement your theme, as well as stripped down themes for you to quickly get started with.
There are similar resources for MovableType, Drupal and TextPattern. Alternatively, if you're that worried about struggling to implement the theme, odds are you could pay for someone else to do it and to a deadline of your choice (given that the html templates are ready).
In addition to this, if you don't mind the paid for option, there are even more choices available. These include:
These apps are great if you don't want to get dirty with tags and just need to get your blog/cms setup fast. I would recommend Perch over the other two, purely for the great support and it's a downloadable (you host it), one-time-fee app.