Cucumber looks relatively new. I am a Java person and have used Selenium, HtmlUnit, JWebUnit, etc. Selenium runs in .net, ruby, java, and some other scripting languages.
Selenium has been around for a while (2004 whereas Cucumber is relatively new, 2007).
Selenium has an IDE so you can easily record tests in firefox, save them, and then run them in your integration tests.
I am biased towards Selenium, but it does a good job and allows you to test your applications in several browsers (firefox, safari, IE). It also has support for distributing tests across several servers (if your environment is that large, it supports it).
Ideally, you would have developers or the infrastructure people writing the tests. Then if you have a CI server, you could automatically run the tests you have recorded/written, and then continuously check your application still works as a whole. This works really great for catching errors as soon as they happen so if the developer makes a change and breaks something out of his scope, it will be fresh in his or her head.
As far as CAPTCHA goes, there are various libraries out there. I am unfortunately more knowledgeable with the Java equivalent and not so much with the .Net. Don't write your own, there should be a library you can use.
Walter