The easiest is to use remote shared objects. There's a number of server solutions that supoort this. To my knowledge AMFPHP and WebORB, BlazeDS and ColdFusion. And there probably is a ton of other implementations, other than the costy flash media server.
However, it seems your idea of the web is a little naive. To just "read" a file, there must be a service running on the host exposing it via some protocoll. Writing is the same thing. Some day, you'll also find out, you have many users, thus you need to handle conflicts, race condictions etc. and you'd like to be able to have some access control with user groups and all that.
There is no trivial solution you could possibly be happy with for a mentionable timespan, only such solutions, that look simple from the outside. Even a lot of them. Choosing is a matter of personal taste and what your serverside platform is.
greetz
back2dos