Two questions to think about:
- How many columns could be nominated for the query?
- Does the data change frequently? A lot of it?
If you have a small number of candidate columns, and the data doesn't change a lot, then you might want to consider adding a permanent index on any or even all candidate column.
"Blasphemy!", I hear. Most sources tell you to "never" index every column of a table, but that advised is rooted on the generic assumption that tables are modified frequently.
You will pay a price in additional storage, as well as a performance hit when the data changes.
How small is small and how much is a lot, and is the tradeoff worth it?
There is no way to tell a priory because "too slow" is usually a subjective measurement.
You will have to try it, measure the size of your indexes and then the effect they have in the searches. You will have to balance the costs against the increase in satisfaction of your customers.
[Added] Oh, one more thing: temporary indexes are not only physically slower than a table scan, but they would destroy your concurrency. Re-indexing a table usually (always?) requires a full table lock, so in effect only one user search could be done at a time.
Good luck.