Interesting question. What you REALLY want is a way for PHP to ask the mySQL server two questions:
server, are you using almost all your cpu capacity?
server, are you using almost all your disk IO capacity?
Based on the answers, I suppose you want to simplify the work your PHP web app does ... perhaps by eliminating some kind of search capability, or caching some data more aggressively.
If you have a shell to your (linux or bsd) mysql server, your two questions can be answered by eyeballing the output from these two commands.
sar -u 1 10 # the %idle column tells you about unused cpu cycles
sar -d 1 10 # the %util column tells you which disks are busy and how busy.
But, there's no sweet little query which fetches this data from mySQL to your app.
Edit: one possibility is to write a little PERL hack or other simple program that runs on your server, connects to the local data base, and once every so often (once a minute, maybe) determines %idle and %util, and updates a little one-row table in your data base. You could, without too much trouble, also add stuff like how full your disks are, to this table, if you care. Then your PHP app can query this table. This is an ideal use of the MEMORY access method. At any rate, keep it simple: you don't want your monitoring to weigh down your server.
A second-best trick, that you CAN do from your client.
Issue the command SHOW PROCESSLIST FULL, count the number of rows (mySQL processes) for which the Command is "Query", and if you have a lot of them consider it to be a high workload.
You might also add up the Time values for the processes which have status Query, and use a high value of that time as a threshold.
EDIT: if you're running on a mySQL 5 server, and your server account has access to the mySql-furnished information_schema, you can use a query directly to get the process data I mentioned:
SELECT (COUNT(*)-1) P.QUERYCOUNT, SUM(P.TIME) QUERYTIME
FROM information_schema.PROCESSLIST P
WHERE P.COMMAND = 'Query'
COUNT(*) - 1: because the above query itself counts as a query.
You will need to fiddle with the threshold values to make this work right in production.
It's a good idea to have your PHP web app shed load when the data base server can't keep up. Still, a better idea is to identify your long-running queries and optimize them.