Re: aku, izb, John Topley...
Watch out for mutability issues...
It may seem sensible to omit getters/setters. It actually may be ok in some cases. The real problem with the proposed pattern shown here is mutability.
The problem is once you pass an object reference out containing non-final, public fields. Anything else with that reference is free to modify those fields. You no longer have any control over the state of that object. (Think what would happen if Strings were mutable.)
It gets bad when that object is an important part of the internal state of another, you've just exposed internal implementation. To prevent this, a copy of the object must be returned instead. This works, but can cause massive GC pressure from tons of single-use copies created.
If you have public fields, consider making the class read-only. Add the fields as parameters to the constructor, and mark the fields final. Otherwise make sure you're not exposing internal state, and if you need to construct new instances for a return value, make sure it won't be called excessively.
See: "Effective Java" by Joshua Bloch -- Item #13: Favor Immutability.
PS: Also keep in mind, all JVMs these days will optimize away the getMethod if possible, resulting in just a single field-read instruction.