Try:
String s = // long string
s.replaceAll("(.{10})", "$1<br>");
EDIT: The above works... most of the time. I've been playing around with it and came across a problem: since it constructs a default Pattern internally it halts on newlines. to get around this you have to write it differently.
public static String insert(String text, String insert, int period) {
Pattern p = Pattern.compile("(.{" + period + "})", Pattern.DOTALL);
Matcher m = p.matcher(text);
return m.replaceAll("$1" + insert);
}
and the astute reader will pick up on another problem: you have to escape regex special characters (like "$1") in the replacement text or you'll get unpredictable results.
I also got curious and benchmarked this version against Jon's above. This one is slower by an order of magnitude (1000 replacements on a 60k file took 4.5 seconds with this, 400ms with his). Of the 4.5 seconds, only about 0.7 seconds was actually constructing the Pattern. Most of it was on the matching/replacement so it doesn't even ledn itself to that kind of optimization.
I normally prefer the less wordy solutions to things. After all, more code = more potential bugs. But in this case I must concede that Jon's version--which is really the naive implementation (I mean that in a good way)--is significantly better.