You can just layer the two images on top of each other, first add the frame image, then add the image with the photo...
Heres sample code
Assuming your 2 images are already sized correctly to fit one on top of t he other, this code would be in a view controller
UIImageView *frame=[[UIImageView alloc] initWithImage:[UIImage imageNamed:@"Frame.png"]];
UIImageView *pic=[[UIImageView alloc] initWithImage:[UIImage imageNamed:@"pic.png"]];
frame.center=[self.view center];
pic.center=[self.view center];
[self.view addSubview:frame];
[self.view addSubview:pic];
here it is, memory managment has not been written in..