banking

Confirm accepting a payment!

I want to make a web application were people are paying money (for example through mastercard/visa/paypal etc.). My question is: can it somehow be made that the money transfers are made only after a longer period when a condition is met in my web application. ...

What is the coolest feature you’ve ever seen in an internet banking application?

Or, maybe you have the killer feature that you would add to internet banking application? On the other hand, what is the most annoying feature you have seen? How would you make an internet banking application stand from the rest? ...

Any book that is not a "programmer to programmer" but "financier to a programmer?"

Hi, Are there any books in the market that you are aware which is written by a financier -or anyone from an industry which is not IT- to a programmer in terms of letting him briefly understand the market's business logic. Actually I am looking it for banking field to get familiar with the basic principles that I may need to know as a d...

EDI X12 version 4010 message - can non-composite elements contain sub-element separator character?

Hello everyone, Version 4010 x12 messages support segments with composite elements (like REF04) which contain sub-elements that are separated by sub-element separators. Here is an example of a segment which uses ; [semicolon] as a segment separator, * as an element separator and : [colon] as a sub-element separator: REF*ACT*123456789012...

Bank transactor database

I see mint.com can identify what company performed a transaction on my checking account, and the company's typical product category. I presume this information is derived from a financial transaction's transactor/description field. Is there a free, public database or API I can use to do the same thing in my programs? ...

internet applications and banks

Hi All, This days internet applications widely are replacing desktop applications. I do not like to discus the reasons here. But I do not think that the banks will replace their desktop software (of course they have web application for the masses, but their core software is desktop). I assume they they use desktop because of speed, we...

stored procedures and banks

Hi all, In banking sector, they use stored procedures for business logic. Their logic is moved in the db instead in business logic layer. What is the reason that the banks insists for stored procedures ? Regards ...

magnetic tapes and banks

Hi, Magnetic tapes are still used in banking sector (I think, correct me If I am wrong). What is the main reason? Regards ...

How can I bill within an application

I've been programming for years, and I've also done a few professional programming projects. I recently had a friend ask about creating an e-commerce site, but I had to turn her down because I had never worked on a web application that can bill. I also might need to write a subscription-based web service in the future. My question is, ho...

Banking API/protocol

Do any banks offer data feeds of personal accounts via any form of API? I'm essentially looking to check balances on accounts without logging into their website. I remember reading about a universal banking protocol at some point... and maybe mint.com uses it to access accounts? Does mint.com have a special relationship with each bank...

Where to find documentation about credit management system(for bank) ?

hi all! Our company's main product is a B/S application which is sold to banks. banks use it to manage loan's whole lifecycle. I want to know how people in other countries do ? Is there any web sites I can visit ? ...

Is the data system for ATM-machines using eventual consistency?

I wounder how the world-wide ATM-systems are architected. It must be pretty hard for the banks to design a consistent system world wide. Do they use eventual consistency for this or do they use a great ACID system? I can be in Sweden one day, where my bank is and use the ATM, then take the airplane to USA or Thailand and use the ATM abr...

Bank of America in iphone app

hi i have made an app and need to implement Bank of America account usage in it i have hear that Bank Of America provide API for IPhone........ where to get it and how to use ? please help.... ...

Certifications for developing bank apps

We've got a project at work coming up that, if we take it, would be developing an iPhone App for a bank. It's pretty standard, it'd be like any other one you've ever seen. My questions is, do any of you have any experience developing software for banks, and if so, are there any certifications that you need to have (like HIPAA for health...