I need help getting my head around the difference between my current OOP notion of state, and the way it would be done in a functional language like Haskell or Clojure.
To use a hackneyed example, let's say we're dealing with simplified bank account objects/structs/whatever. In an OOP language, I'd have some class holding a reference to a BankAccount, which would have instance variables for things like interest rate, and methods like setInterestRate() which change the object's state and generally return nothing. In say Clojure, I'd have a bank-account struct (a glorified hashmap), and special functions that take a bank-account parameter and other info, and return a new struct. So instead of changing the state of the original object, I now have a new one being returned with the desired modifications.
So... what do I do with it? Overwrite whatever variable was referencing the old bank-account? If so, does that have advantages over the state-changing OOP approach? In the end, in both cases it seems one has a variable that references the object with the necessary changes. Retarded as I am, I have only a vague concept of what's going on.
I hope that made sense, thanks for any help!